How do I buy crypto with BLIK?
BLIK is one of the most popular and widely adopted local payment methods in Poland. Fully integrated into the majority of banking apps and supported by all major Polish banks, it gives users instant access to their funds directly from their bank accounts. With its fast, secure, and convenient design, BLIK makes it easy to purchase cryptocurrency using Poland’s local currency, PLN—offering a seamless experience that combines everyday banking with the world of digital assets.
Buying crypto with BLIK is available exclusively to Polish users who have successfully completed account verification.
How do I buy crypto with BLIK?
On the app
Log in to your account on OKX app, go to the Buy and Sell section and select the Buy option
Select Buy from the main Buy and sell menu
If BLIK isn't selected by default, select the Pay with > option
Select the Pay with > option
Select BLIK from the list of payments
Once the list of payments loads up, select BLIK
Select cryptocurrency and PLN amount you wish to purchase and Preview your order
Preview your purchase and select Buy
Enter BLIK code by doing the following:
Open your bank's app to retrieve the BLIK code
Select the code for BLIK from your bank's app
Navigate back to OKX app
Enter code to submit. If you have copied code from the bank's app, then select Allow Paste to submit
Allow the code to be pasted for the submission process
Alternatively, type in the code manually to submit
Once you enter the code, you're about to complete the purchasing process
Reopen your bank's app to authorize and complete the payment
On the web
Log in to your account here, go to Buy Crypto and select Express buy
Select PLN as the currency
Select PLN currency under the Buy category
Select cryptocurrency and enter the PLN amount you wish to purchase
Select Buy
Select Next to preview your purchase and select Buy
Enter BLIK code by doing the following:
Open your bank's app to retrieve the BLIK code
Type in the code manually to submit
Enter your BLIK code to complete your purchase
Reopen your bank's app to authorize and complete the payment
Note: since we don't maintain a PLN orderbook, a foreign exchange (FX) conversion is applied to convert PLN to EUR in order to determine the cryptocurrency token rate.
Example:
If a user wants to purchase BTC worth 100 PLN, the equivalent amount in EUR is calculated using the latest FX rate.
Assuming the exchange rate is 1 PLN = 0.25 EUR, the converted amount would be:
100 PLN × 0.25 = 25 EUR
Next, using the current BTC/EUR rate — say, 1 EUR = 0.0000098 BTC — the amount of BTC that can be purchased for 25 EUR is determined:
25 EUR × 0.0000098 = 0.00024 BTC
The user is then shown the calculated amount of 0.00024 BTC, which they can review and proceed to purchase.
FAQ
1. Why can I only choose certain payment methods?
To comply with local laws and regulations, the payment methods available to you on your account will be limited to those that are appropriate based on the account verification documents you have provided during onboarding to our platform.
2. Why do I need to verify my identity before making a purchase?
We ask you to verify your identity to follow local regulations, keep our platform secure, and help determine the best payment methods for your region. BLIK payment method is only available to Polish customers who have completed account verification.
3. Which banks support BLIK?
BLIK can be used by anyone with a mobile application from one of the banks: Alior Bank, Bank Millennium, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski, VeloBank, BNP Paribas, Credit Agricole, Bank Pekao S.A., Spółdzielcza Grupa Bankowa, Bank Polskiej Spółdzielczości S.A., Nest Bank, Bank Pocztowy, BOŚ Bank, Citi Handlowy, Bank Spółdzielczy w Brodnicy, Bank Spółdzielczy Rzemiosła w Krakowie, Krakowski Bank Spółdzielczy and Revolut mobile apps.
To start using BLIK, download the mobile app of one of the above banks where you have an account on your phone.
4. Which currency does BLIK support?
BLIK supports only the złoty (PLN) currency.
5. What's a BLIK code?
A BLIK code is a one-time 6-digit code generated in a mobile banking app that allows you to make payments. It's only valid for 2 minutes from the time it's created. For more information, refer here.
6. Can I withdraw in PLN?
No, only EUR withdrawals via EUR banking rails are supported. If you buy with BLIK, the PLN funds will be automatically converted into crypto assets at the time of purchase — they can't be withdrawn as PLN.
To withdraw crypto assets, please refer to the following articles:
7. Where can I find the BLIK processing fee?
The BLIK processing fee will be clearly displayed on the Preview screen before you confirm your transaction. This fee covers charges applied by BLIK and the associated payment service provider for processing the transaction.
View the processor fee on the Preview page
8. Can I sell my crypto assets to PLN?
No. You can only sell your crypto assets to EUR or USD balance for now.
9. What happens if my BLIK transaction fails to complete but the funds are deducted from my bank account?
In the event that funds are deducted from your bank account but the transaction fails to complete, the full amount will be automatically refunded. The refunded funds should be returned to your account within a few hours of the original transaction time.
10. What are my BLIK transaction limits?
Select the Limit "i" icon in the "Pay with" section to know the BLIK transaction limits.
Select the limit icon to view the transaction limit
Daily, weekly and monthly limits reset on a rolling basis.
View the difference in limits once it's selected